How marketplace escrow works
Allcard sits between buyer and seller on every peer-to-peer trade. Nobody gets paid until the buyer says the code works.
The flow
1. Seller lists a card
The seller names their own price. Instant listings hand the code to the platform straight away, encrypted. Manual listings promise delivery inside a stated window after payment.
2. Buyer pays into escrow
The money leaves the buyer's wallet but does not reach the seller. It is held by Allcard for the whole trade.
3. Code is delivered
Instant listings release the code the moment payment lands. Manual sellers must submit it before their window closes.
4. Buyer confirms
The buyer checks the code and clicks Item received. Only then is the seller's wallet credited — the platform fee is deducted at that point.
5. Something wrong? Appeal
Either side can put the trade on hold. A human agent reviews the evidence and rules. The trade can stay frozen for hours or weeks while that happens, and both parties must acknowledge the decision.
Common questions
- What does Allcard charge?
- 9.75% of the sale price, taken only when a trade completes. Listing is free and a cancelled or refunded trade costs the seller nothing.
- When do I need identity verification?
- Your first 5 listings need nothing. After that, new listings are blocked until your documents are approved by our team.
- How do I get paid?
- Sales land in your Allcard wallet. You can spend that balance anywhere on the site, or request a payout to a BTC or USDT address you add to your profile.
- Can I hold a card instead of redeeming it?
- Yes. Anything you buy on the marketplace shows up in your holdings with what you paid and the current lowest asking price for the same value, and you can relist it at your own price in one click.